The 30-year mortgage saw an all time low last week bottoming out at 3.37% and right now rates are hovering around 3.5%.  Can you imagine going back 25 years to the rates of the 1980's that were 12%, 13% or more?  According to, about 43% of panelists think the rates will remain relatively unchanged over the next week; 43% believe they will go up; and, 14% believe they will go down.  I really think it does not matter that much when you consider even with a 1-2% fluctuation these rates are still a huge bargain!  

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