Mortgage Rates

April 29, 2024

Maybe Now is the Time to Buy?

As seen in the example below, buying now versus buying a year later at a 1% lower interest rate does have a slightly higher payment. However, a year from now, it is possible one would have $20,000 in equity versus none if one waits to buy.

Maybe Now is the Time to Buy?

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March 8, 2024

The #2 Reason People Move

Did you know, the #2 reason people move is because they need a bigger space. If you or someone, you know, is considering a move, feel free to contact me with any questions. I belong to a network of top real estate professionals, and I can connect you to one ...

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Feb. 1, 2024

Interest Rate Fluctuations for the Last Three Decades

Interest rates fluctuate, but over the past three decades, they've hovered in the 5-10% range. Below is a graph from 1970 to 2020. 

Interest Rate Fluctuations for the Last Three Decades

Jan. 15, 2024

What's Ahead for the Housing Market

When rates start to decline, there will be an influx of buyers and sellers. Housing demand will be fueled by the largest generation of potential homebuyers ever — the millennials. When rates start to decline, there will be an influx of buyers and sellers.

Housing demand will be fueled by ...

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Dec. 31, 2023

The State of the Real Estate Market Dec. 2023

A December 19, 2023 update on mortgage interest rates, the housing supply, and projections into the summer of 2024. 
Oct. 18, 2023

State of the Real Estate Market as of the Real Estate Market as of September 30, 2023

I'm reaching out to share a video with you on the State of the Real Estate Market as of September 30, 2023. It's an excellent time to buy now while the market and prices are soft, then refinance in six months at no cost when interest rates should be ...

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May 4, 2017

Luxury Real Estate Market Update May 2017

March 29, 2017

J. Garland Thurman Group - Denver Colorado Top Real Estate Group

The J. Garland Thurman Group is a top producing, and highly rated group year after year. We greatly value our relationships with our clients!

Jan. 13, 2017

FHA Lowers Annual Mortgage Insurance

FHA is lowering the annual FHA mortgage insurance premium from .85% to .60% per year for buyers putting less than 5% down.

This change will result in nice savings for your buyers monthly payments. For example, on a $500,000 home with 3.5% down = $17,500 down with FHA ...

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Jan. 14, 2016

Considering A Move In 2016?

If you are considering a move in 2016, here are a few reasons why buying a home might make sense for you this year:

Interest Rates Are Still Historically Low.  Interest rates are still at historic lows, with a 30-year fixed-rate home loan right around 4%.  Even though Denver ...

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