It's more expensive to live in Denver this year than a year ago. The rising cost of rent and mortgage payments on a home has driven up the cost of living, despite the fact that energy costs went down dramatically in the first half of this year.

The U.S. Bureau of Labor Statistics recently did a report that says the cost of consumer goods in the Denver- Boulder-Greeley metro area rose by 3% in the first half of this year compared to a year earlier.

The biggest factor in the raise of consumer goods cost is a 7.6% jump in the costs of shelter in the Denver metro area—the largest increase in shelter recorded since the 1980s.